Synchrony Financial (SYF) Earnings
Synchrony Financial's most recently reported earnings, recent earnings filings (8-K) and headline annual financials, sourced from SEC EDGAR.
Last reported earnings
Aug 14, 2026
From the latest earnings 8-K
Revenue • FY2025
$18.99B
▼ 2.8%YoY
Diluted EPS • FY2025
$9.28
▲ 8.5%YoY
Reported earnings dates are based on the latest 8-K (Item 2.02) filings. The next earnings date is an estimate projected from SYF's historical reporting pattern, not a company-confirmed date.
Headline financials
| Period | Revenue | Net income | Gross profit | Dil. EPS | Free cash flow | Op. margin | Rev. growth |
|---|---|---|---|---|---|---|---|
| FY2025 | $18.99B | $3.55B | — | $9.28 | $5B | — | -2.8% |
| FY2024 | $19.53B | $3.5B | — | $8.55 | $945M | — | +13.0% |
| FY2023 | $17.29B | $2.24B | — | $5.19 | -$5.64B | — | +8.0% |
| FY2022 | $16B | $3.02B | — | $6.15 | -$3.54B | — | +8.7% |
Recent earnings filings
| Filed | Form | Accession |
|---|---|---|
| Aug 14, 2026 | 8-K (2.02) | 0001601712-26-000035EDGAR |
| Jul 21, 2026 | 8-K (2.02) | 0001601712-26-000030EDGAR |
| Apr 21, 2026 | 8-K (2.02) | 0001601712-26-000013EDGAR |
| Jan 27, 2026 | 8-K (2.02) | 0001601712-26-000003EDGAR |
| Oct 15, 2025 | 8-K (2.02) | 0001601712-25-000256EDGAR |
Earnings for companies related to SYF
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Data as of Oct 16, 2026Source: SEC EDGAR.