Disclaimer

1. Not Financial Advice

Scrutar is an AI-powered research and analysis tool. It does not provide financial advice, investment advice, tax advice, legal advice, or any other form of professional advisory services.

All data, analysis, summaries, scores, assessments, and any other content presented through Scrutar are for informational and educational purposes only. Nothing on this platform constitutes a recommendation or solicitation to buy, sell, or hold any security, financial product, or investment strategy.

You should always consult with a qualified financial advisor, accountant, or other licensed professional before making any investment decisions. Scrutar is not a registered broker-dealer, investment advisor, or financial planner. Your use of Scrutar does not create any fiduciary relationship.

2. AI-Generated Content

Scrutar uses artificial intelligence and large language models (LLMs) to process SEC filings and generate analytical content. AI-generated content may contain errors, inaccuracies, hallucinations, or omissions.

You acknowledge and accept that:

• Financial data extracted from filings (revenue figures, ratios, balance sheet items, etc.) may be incorrectly parsed, misattributed, or incomplete.
• AI-generated summaries, guidance interpretations, sentiment analysis, and risk assessments may misrepresent or oversimplify the original filing content.
• Red flag detections and anomaly scores are algorithmic assessments, not definitive determinations of fraud, misconduct, or material risk.
• Peer comparisons, relationship mapping, and trend analyses are approximate and may not reflect the full context of corporate disclosures.
• Responses from the conversational AI features are generated by large language models and may produce incorrect, incomplete, or misleading answers.
• AI models may occasionally generate plausible-sounding but factually incorrect information (commonly known as "hallucinations").

3. Data Sources and Accuracy

Scrutar sources data from publicly available SEC filings (via the EDGAR system) and other public datasets. While we strive to maintain accurate and up-to-date information, we do not guarantee the completeness, accuracy, reliability, or timeliness of any data presented. Filing data may be delayed, incomplete, or contain errors introduced during automated processing.

You are responsible for independently verifying any data or analysis obtained through Scrutar against the original source filings available on the SEC's EDGAR system or other authoritative sources before relying on it for any purpose.

4. No Warranty

Scrutar is provided "as is" and "as available" without warranties of any kind, whether express or implied. We do not warrant that the platform will be uninterrupted, error-free, or free of harmful components, or that any data or analysis will be accurate or complete.

5. Limitation of Liability

To the fullest extent permitted by law, Scrutar and its founders, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the platform, including but not limited to financial losses resulting from investment decisions made based on information obtained through Scrutar.

6. Third-Party AI Providers

Scrutar utilizes third-party AI services to process and analyze filing data. These providers have their own terms of service and limitations. We do not control the outputs of these AI models and cannot guarantee their accuracy. The use of third-party AI services does not imply endorsement of the generated content by those providers.

7. Past Performance

Any historical data, trends, or performance metrics displayed through Scrutar are based on past information and do not guarantee future results. Past performance of any security or market is not indicative of future performance.

8. Contact

If you have questions about this disclaimer, please contact us through the feedback feature within the application or by emailing our support team.