Chime Financial, Inc. (CHYM) vs SoFi Technologies, Inc. (SOFI)
Side-by-side comparison from SEC filings: latest annual financials, insider activity and institutional ownership.
| Metric | CHYM | SOFI |
|---|---|---|
| Sector | Financials | Financials |
| Latest fiscal year | FY2025 | FY2025 |
| Revenue | $2.19B | $3.61B |
| Revenue growth (YoY) | — | ▲ 35.1% |
| Net income | -$1.01B | $481.32M |
| Gross margin | 88.0% | — |
| Diluted EPS | $-4.27 | $0.39 |
| Insider net (6 mo) | −47.0M sh • 145 sells • 0 buys | +879.8K sh • 9 sells • 3 buys |
| Institutional owners | 41 | 40 |
| Institutional value held | $1.8B | $12.05B |
| Next earnings (est.) | Around Nov 4, 2026 | Oct 27, 2026 |
Figures from each company's SEC filings (latest reported fiscal year; fiscal calendars may differ). Next-earnings dates are estimates from historical filing patterns.
About Chime Financial, Inc. (CHYM)
Chime is a financial technology company built to serve everyday Americans—particularly the nearly 75% of U.S. adults earning up to $100,000 annually—who have been underserved by traditional, fee-driven banking models. Read more →
About SoFi Technologies, Inc. (SOFI)
SoFi Technologies, Inc. (formerly Social Finance, Inc.) became a public company through its business combination with Social Capital Hedosophia Holdings Corp. V, which closed on May 28, 2021. Read more →
Source: SEC EDGAR.