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Affirm Holdings, Inc. (AFRM) vs Synchrony Financial (SYF)

Side-by-side comparison from SEC filings: latest annual financials, insider activity and institutional ownership.

MetricAFRMSYF
SectorFinancialsFinancials
Latest fiscal yearFY2026FY2025
Revenue$4.26B$18.99B
Revenue growth (YoY)▲ 32.2%▼ 2.8%
Net income$1.93B$3.55B
Gross margin——
Diluted EPS$5.53$9.28
Insider net (6 mo)+2.0K sh • 11 sells • 0 buys−37.9K sh • 8 sells • 0 buys
Institutional owners4242
Institutional value held$17.05B$15.08B
Next earnings (est.)Around Nov 5, 2026Around Oct 20, 2026

Figures from each company's SEC filings (latest reported fiscal year; fiscal calendars may differ). Next-earnings dates are estimates from historical filing patterns.

About Affirm Holdings, Inc. (AFRM)

Affirm, founded in 2012, operates a technology-driven payment network offering consumer point-of-sale financing and merchant commerce solutions built on principles of transparency and honest pricing, charging $0 late fees since inception. Read more →

About Synchrony Financial (SYF)

Synchrony Financial provides a range of credit products through financing programs established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers. Read more →

Source: SEC EDGAR.