REGIONS FINANCIAL CORP (RF)

Regions Financial Corporation is a financial holding company headquartered in Birmingham, Alabama, that provides financial solutions to a wide range of clients, including retail and mortgage banking, commercial banking, and wealth and investment services. At December 31, 2025, it had total consolidated assets of approximately $158.8 billion, total deposits of approximately $131.1 billion and shareholders' equity of approximately $19.0 billion. It conducts its banking operations through Regions Bank, an Alabama state-chartered commercial bank that is a member of the Federal Reserve System.

The company operates under three reportable segments: Corporate Bank, Consumer Bank and Wealth Management, with the remainder reported in Other. Beyond traditional banking, Regions and its subsidiaries offer specialty capabilities including merger and acquisition advisory services, capital markets solutions, home improvement lending, investment advisory services, equipment financing for commercial and small business clients, low income housing tax credit corporate fund syndication and asset management, financing to CRA-qualified customers, investment and insurance products, and broker-dealer services to commercial clients.

Regions serves retail, small business, commercial and wealth management clients primarily across the South, Midwest and Texas. It also operates offices delivering specialty capabilities in New York, Washington D.C., Chicago, Salt Lake City and other locations nationwide. At year-end 2025 it ran 1,786 ATMs and 1,247 branch outlets, with the largest branch concentrations in Florida (270), Tennessee (194), Alabama (184), Georgia (117), Mississippi (97), Texas (85) and Louisiana (79). It also has branches in Arkansas, Missouri, Illinois, Indiana, South Carolina, Kentucky, North Carolina, Iowa and Utah.

Regions is a Delaware corporation with principal executive offices at 1900 Fifth Avenue North, Birmingham, Alabama. As a bank holding company that has elected financial holding company status, it is regulated by the Federal Reserve. Regions Bank is supervised by the Federal Reserve and the Alabama State Banking Department, and its consumer financial businesses are subject to CFPB oversight. Certain subsidiaries are also subject to the SEC, CFTC, FINRA and NYSE. With more than $100 billion in assets, Regions and Regions Bank are subject to Category IV enhanced prudential standards, and both were well-capitalized at December 31, 2025. Regions' principal source of cash flow for dividends and debt service is dividends from Regions Bank.