MOODYS CORP /DE/ (MCO)

Moody's Corporation, a Delaware corporation headquartered at 7 World Trade Center in New York City, operates as a global integrated risk assessment firm serving approximately 16,076 employees across more than 40 countries as of December 31, 2025. The company provides data, insights, and technology solutions that help customers navigate complex, interconnected risks across credit, companies, properties, securities, economies, and climate domains, enabling banks, insurers, investors, corporations, and governments to issue, originate, underwrite, identify, measure, and manage risk, as well as verify, comply, and report. Moody's operates through two reportable segments: Moody's Analytics (MA) and Moody's Investors Service (MIS).

MA, with 7,803 employees, delivers curated data, intelligence, and analytical tools through three business lines—Research & Insights (fixed income and economic research), Data & Information (a large proprietary database on companies and credit), and Decision Solutions (cloud-based subscription tools for banking, insurance, and KYC workflows). MIS, with 6,128 employees, has for more than 115 years been a leading global provider of credit ratings, research, and risk analysis covering corporate, financial institution, governmental, and structured finance debt obligations, while also generating minor non-ratings revenue from financial instrument pricing services (primarily in Asia-Pacific), Second Party Opinions, Net Zero Assessments, and ICRA's non-ratings operations. A shared services group, Moody's Shared Services (MSS), with 2,145 employees, supports both segments with IT, finance, HR, compliance, and legal functions.

The company's growth strategy centers on strengthening its core business, investing in integrated risk solutions, and scaling in priority growth markets, with emphasis on Generative AI and Agentic AI capabilities, product innovation, strategic partnerships, and acquisitions. Growth is influenced by macroeconomic health, debt capital markets activity including private credit, disintermediation of credit markets, government fiscal and monetary policy, and expanding demand for integrated data and analytics. Moody's also emphasizes talent management, employee engagement, and inclusion initiatives, including its "PurposeFirst" framework and Business Resource Groups, alongside sustainability efforts such as a decarbonization plan targeting 100% renewable electricity in offices, integration of RMS climate capabilities, and a Net Zero Assessment framework for evaluating carbon transition plans, with oversight of sustainability and climate-related risk provided by the Audit, Governance & Nominating, and Compensation & Human Resources Committees of the Board.