About the data on this site
How Scrutar AI summaries work
Updated
Company pages on Scrutar show two kinds of short AI-written text: a one-line description beside each filing in the filings list, and a few sentences of takeaways near the top of the page. The takeaways describe the most recent annual or quarterly report, or a significant recent 8-K when the latest report is still being processed. This page explains what that text is, where it comes from, and how to read it.
Where the text comes from
Every summary is written from one specific SEC filing, the same document you can open on EDGAR from the filing row beside it. Nothing else goes in: no news coverage, no analyst commentary, no social media. A summary of an earnings 8-K describes what the press release said. A summary of a 10-K describes what the company disclosed in it. If the takeaways mention red flags, that count comes from the same filing.
Why a summary might be missing
AI can misread a document, so Scrutar only shows a summary once the filing behind it has been checked. For annual and quarterly reports, that means the financial figures in the filing have been reconciled against the numbers the company reported to the SEC in machine-readable form. For 8-Ks, it means Scrutar is confident it has identified the event correctly. When a filing has not passed those checks, or has not been analyzed yet, the page shows the standard filing details instead.
A missing summary is never a signal about the company. It means the text is not ready, not that nothing happened. The filing itself is always one click away.
How to read them
Summaries describe what a company disclosed, not what it means for the stock, and they are not investment advice. They can trail the newest filings by a little while, since reading and checking a document takes time after it lands on EDGAR. Treat them as a quick orientation before opening the document, not a substitute for it. See how they appear on Apple’s filings page, or browse recent reports across the market on the earnings calendar.
The full analysis behind each summary, covering red flags, changes in risk factors, disclosure quality and guidance, is available with a free account, which includes a monthly allowance of filing analyses.