Using Scrutar
How Scrutar AI summaries work
Updated
Some Scrutar company pages show short AI-generated summaries: a one-sentence description next to a filing in the filings timeline, or a few sentences of takeaways at the top of a company page. The takeaways come from the most recent annual or quarterly report that has cleared verification, or, when there is none, from a significant recent 8-K. This page explains where that text comes from and what checks it passes before it appears.
Where the text comes from
Every summary is generated from the text of a specific SEC filing, the same documents you can open on EDGAR from any filing row on the site. Scrutar’s analysis pipeline reads the filing, extracts what it says, and produces structured findings; the public summary is a condensed slice of that output, trimmed to its first sentence or two. Summaries are never written from news coverage, social media, or any source other than the filing itself.
One line is not AI-written at all. The company-page takeaways can end with a sentence counting the red flags automated screens found in that filing. That sentence is assembled from the scan totals by a template, so its numbers come straight from the screens rather than from a language model.
Verification before publication
AI systems can misread documents, so every summary has to clear a gate before it reaches a public page. For annual and quarterly reports, that gate is the filing’s data verification: Scrutar re-derives the financial figures from the XBRL data the company filed and checks that the accounting identities hold (assets equal liabilities plus equity, gross profit equals revenue minus cost of revenue, free cash flow equals operating cash flow minus capital expenditure), that the key line items are present, and that the period is consistent with the company’s own history. A filing that fails a serious check is flagged, and its summary stays unpublished.
Summaries of 8-K events clear a different gate: the pipeline records a confidence score for each event extraction, and only high-confidence summaries are served publicly. Either way, a page with no summary shows the standard filing information instead. A missing summary means the analysis has not cleared its gate yet, or that deep analysis is not switched on for that company. It does not mean nothing happened.
What the summaries are not
Summaries are descriptive, not predictive: they state what a company disclosed, not what it means for the stock. They are not investment advice or a recommendation. They can lag the newest filings, since analysis and verification take time after a document lands on EDGAR. For the primary source, every filing row links to the original document. See, for example, AAPL’s filings or the market-wide earnings calendar.
The full analysis behind each summary, covering red flags, risk factor changes, disclosure quality and guidance tracking, is available with a free account, which includes a monthly allowance of filing analyses.