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Affirm Holdings, Inc. (AFRM) vs Chime Financial, Inc. (CHYM)

Side-by-side comparison from SEC filings: latest annual financials, insider activity and institutional ownership.

MetricAFRMCHYM
SectorFinancialsFinancials
Latest fiscal yearFY2026FY2025
Revenue$4.26B$2.19B
Revenue growth (YoY)▲ 32.2%—
Net income$1.93B-$1.01B
Gross margin—88.0%
Diluted EPS$5.53$-4.27
Insider net (6 mo)+2.0K sh • 11 sells • 0 buys−47.0M sh • 145 sells • 0 buys
Institutional owners4241
Institutional value held$17.05B$1.8B
Next earnings (est.)Around Nov 5, 2026Around Nov 4, 2026

Figures from each company's SEC filings (latest reported fiscal year; fiscal calendars may differ). Next-earnings dates are estimates from historical filing patterns.

About Affirm Holdings, Inc. (AFRM)

Affirm, founded in 2012, operates a technology-driven payment network offering consumer point-of-sale financing and merchant commerce solutions built on principles of transparency and honest pricing, charging $0 late fees since inception. Read more →

About Chime Financial, Inc. (CHYM)

Chime is a financial technology company built to serve everyday Americans—particularly the nearly 75% of U.S. adults earning up to $100,000 annually—who have been underserved by traditional, fee-driven banking models. Read more →

Source: SEC EDGAR.